.td12 {  font-size: 12px; line-height: 160%}
.td180 {  font-size: 12px; line-height: 250%}
.a12 {  font-size: 12px; line-height: 140%; color: 005D7F; text-decoration: underline}
.a12:hover {  font-size: 12px; line-height: 140px; color: #FF9900; text-decoration: none}
.td14 {  font-size: 14px; line-height: 150%}
.haveborder {  border: 1px #000000 solid; background-color: EFEBEB}
.havehand {  cursor: hand}
.imgborder {  border: #000000; border-style: solid; border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px}
form {  margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px}